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Jersey Central FCU offers a variety of banking products to meet the everyday financial needs of its members. Membership is not available to the general public. There is no fee to become a member, but eligibility is limited to individuals who are employed by one of the companies listed below.

  • Amtrak
  • Belvidere & Delaware River Railway
  • Borough of Fanwood
  • Borough of Kenilworth
  • Brighton Air Corp.
  • Capobianco & Gaudenzi Accountants & Auditors
  • Chesapeake & Delaware, LLC
  • Conrail
  • CSX
  • Coast to Coast Legal Funding
  • CW Brabender Instruments
  • Delta Dental of NJ
  • Dover and Delaware River Railroad
  • Dover and Rockaway River Railroad
  • Eaton Corporation
  • Gascar Automotive, LLC (dba Paul's Garage)
  • Hayward Industries
  • IFPTE - Union Council 8
  • New Jersey Transit
  • New York New Jersey Rail
  • Norfolk Southern
  • Raritan Central Railway
  • Schielke Insurance Agency
  • Topco Inc.
  • Township of Clark
  • Township of Cranford
  • Township of Scotch Plains
  • Wines of France Inc.

Retirees of these companies are also eligible for membership, as well as relatives of existing members.

Click here for a membership application. Membership applications must be submitted with two (2) forms of identification. Minimum opening deposit is $100 unless payroll deduction/direct deposit is elected.

Business owners/managers: If you are interested in offering the benefit of credit union membership to your employees, please contact us at 888-772-3040 to discuss adding your company to our field of membership.

  Contact Us
  Jersey Central FCU

23 North Ave East
Cranford, NJ 07016

Mailing address:
P.O. Box 661
Cranford, NJ 07016

Tel : 888-772-3040
Fax : 908-272-6029
Email :
Office Hours :
Monday - Friday: 9:00 a.m. – 4:30 p.m.

Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government
Equal Housing Lender

We are an Equal Housing Opportunity Lender. Federally insured by the NCUA. Your savings are insured to at least $250,000 by the National Credit Union Administration, a U.S. Government Agency. We do business in accordance with the Fair Housing Law and Equal Credit Opportunity Act.