Accounts
Accounts
JCFCU deposit accounts are the beginning of any financial relationship. We offer a variety of accounts that will help you reach your savings goals as well provide you with easy access and transactional capability.
Unlike a savings account, which has limits on how often you can make certain types of withdrawals, a share draft account allows members to make frequent withdrawals and payments. This is a traditional checking account and is a good place for your everyday spending money.
Account features:- No minimum balance
- No monthly maintenance fee
- Quarterly dividends on balances of $5000 and above
- Debit MasterCard
- Access to 55,000+ surcharge-free ATMs worldwide via the Allpoint network
- Card Valet - Protect and manage your debit card via mobile device
- Setup alerts based on transaction amount, location, merchant type or transaction type
- Set limits for spending - great for parents
- Safeguard your cards by turning them "off" if they're misplaced or stolen and back "on" when you're ready to use them
- Check your account balances or review recent card transactions
- Online banking with bill pay
- Schedule payments
- eBills
- Account transfers
- Monthly statements
- Reorder Checks
- First order of checks free*
- Need to order checks? - Click the button below!
- Overdraft protection
- Deposits federally insured up to $250,000 by the NCUA
* Free first order includes basic, non-premium, checks.
A Share Certificate is similar to a certificate of deposit (CD) issued by a bank. This account pays a guaranteed dividend if held for a specific period or term. Funds are not "liquid" and a penalty is assessed if any portion of the principal is withdrawn before maturity. Share certificates typically earn higher dividends than a regular savings, checking or money market account.
Account features:- Minimum opening deposit = $500.00
- Terms of 3 months to 5 years
- Deposits federally insured up to $250,000 by the NCUA
Contact us for more information.
Saving is easier when you have a goal and/or purpose in mind. A Club Account is simply a special short-term savings account set up to allow members to prepare for a pre-determined event. Club Accounts can help you save for holiday gifts, vacations, taxes, or any other goal you may have.
Put aside a little bit each pay period and earn the same great rates as Share Savings.
Account features:- Minimum opening deposit = $5.00
- Quarterly dividends on balances of $100.00 and above
- Deposits federally insured up to $250,000 by the NCUA
You can save as much as you want each pay period. Deposits can be made by mail, in person, or through convenient direct deposit or payroll deduction.
Your funds may be withdrawn upon request.
Contact us to get your Club Account started.
It's never too early to get your child started on the path toward a sound financial future. By introducing kids to financial matters early, you'll help them understand the concept of money and how it works.
Youth Savings (Ages 17 or younger)
- Minimum opening deposit = $5.00
- Must have a parent or legal guardian as a custodian on the account
- Quarterly dividends on balances of $100.00 and above
- Deposits federally insured up to $250,000 by the NCUA
Youth Checking (Ages 14-17)
- Minimum opening deposit = $5.00
- Must have a parent or legal guardian as a custodian on the account
- Debit MasterCard
- Free checks
- No monthly maintenance fees
- Quarterly dividends on balances of $500.00 and above
- Deposits federally insured up to $250,000 by the NCUA
Contact us for more information.
Contact Us
Jersey Central FCU
23 North Ave East
Cranford, NJ 07016
Mailing address:
P.O. Box 661
Cranford, NJ 07016
Tel : 888-772-3040
Fax : 908-272-6029
Email : office@jerseycentralfcu.com
Office Hours :
Monday - Friday: 9:00 a.m. – 4:30 p.m.
We are an Equal Housing Opportunity Lender. Federally insured by the NCUA. Your savings are insured to at least $250,000 by the National Credit Union Administration, a U.S. Government Agency. We do business in accordance with the Fair Housing Law and Equal Credit Opportunity Act.