Jersey Central Federal Credit Union - Fee Schedule
Effective 1/1/17
DESCRIPTION |
FEE |
Dormant Account Fee
Accounts with no activity for 12 months. Once the account reaches a zero balance it will be closed. |
$10.00 per quarter |
Exess Teller Withrawal Fee
4 free teller check withdrawals per month |
$5.00 per withdrawal |
Excess Regulation D Transaction Fee
6 free Reg D transactions per month - see Truth in Savings disclosure for more infmormation |
$10.00 per transaction |
Below Minimum Balance Fee
Minimum share balance is $100.00 |
$5.00 per occurance |
| Statement Copy Fee |
$5.00 per statment |
| Insufficient Funds/Returned Item |
$35.00 per item |
Overnight Delivery Fee
Standard delivery is 1st Class US Postal Service |
$20.00 |
Stale Dated Check Fee
Teller checks not cashed within 90 days of issuance |
$5.00 per check |
| Teller Check Stop Payment Fee |
$35.00 per check |
| Member Share Draft Stop Payment Fee |
$25.00 per check |
| ACH Return Fee |
$10.00 per item |
Levy Processing Fee
Fee applies to levies, garnishments, etc. when funds are remitted |
$25.00 per levy |
| Loan Application Fees |
$10.00 - Share Loan
$25.00 - Signature or Vehicle Loan
$150.00 - Home Equity Loan |
| Loan Modification/Slip-A-Payment Fee |
$15.00 per loan |
Late Payment Fee
Fee is assessed on each loan if payment is received more than 10 days after the due date |
$10.00 per month |
| Copy of Paid Member Check |
$5.00 per check (free via online banking) |
| Notary Public Services |
FREE (Member's Only) |
Early Account Closure Fee
Fee is assessed for accounts that are closed within 6 months of opening |
$25.00 per account |
| Account Research Fee |
$25.00 per hour (1 hour minimum) |
| Bad Address/Returned Mail Fee |
$2.00 per occurance |
| Incoming Wire Fee |
$12.00 |
| Overdraft Transfer Fee |
$5.00 per occurance |
| Courtesy Pay Fee |
Up to $25.00 per occurance |
| Visa Gift Card Activation Fee |
$2.50 per card |
| Shared Branching |
FREE |
| Online Banking |
FREE |
Online Bill Pay
*Expedited payment delivery may be subject to surcharge |
Free* |
ATM/Debit Card Fee
*Card use may be subject to fee by merchants and/or ATM owners |
Free* |
Other product fees may exist and will be disclosed at time of use.
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