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JCFCU members can get great rates on vehicle loans, personal loans, and home equity loans, and we offer the convenience of payroll deduction for your loan payments. You must be a member of this credit union in order to borrow. Be sure to check out our competitive rates and terms using the links below.

Get more information about each type of loan JCFCU offers:

  Contact Us
  Jersey Central FCU

23 North Ave East
Cranford, NJ 07016

Mailing address:
P.O. Box 661
Cranford, NJ 07016

Tel : 888-772-3040
Fax : 908-272-6029
Email :
Office Hours :
Monday - Friday: 9:00 a.m. – 4:30 p.m.

Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government
Equal Housing Lender

We are an Equal Housing Opportunity Lender. Federally insured by the NCUA. Your savings are insured to at least $250,000 by the National Credit Union Administration, a U.S. Government Agency. We do business in accordance with the Fair Housing Law and Equal Credit Opportunity Act.

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Jersey Central Federal Credit Union is committed to providing a website that is accessible to the widest possible audience in accordance with ADA standards. We are actively working to increase accessibility and usability of our website to everyone. If you are using a screen reader or other auxiliary aid and are having problems using this website, please contact us at (888) 772-3040.